Browse Business Listings in Sandgap, Kentucky for Check Cashing & Cash Advance

If you need to get your money quickly in Sandgap, KY, come to our check cashing and cash advance service. We?re here to help you.

Money Orders in Sandgap, KY

Have a check to cash but no bank account in Sandgap, KY? Are you in a financial bind? For example, you just paid rent and your car broke down as well.

Well, lucky for you, our Sandgap, KY check cashing and cash advance services are always open to help you out of a bind. We understand that even the best of us can fall on hard times, and we?re to help when that happens.

If you don?t have a bank account, utilizing a check cashing service in Sandgap, KY is the best alternative. Typically, an ID and check verification are all you need to receive your money. There is usually also a small fee attached to check cashing, which can range from one to three percent. It can vary depending on whether you?re cashing a personal check, payroll check, or government check. Our cash advance service may also offer money orders, calling cards, photo ID, passport photos, prepaid credit cards, wire transfers, and more.

We can also help loan you money when you need some extra help. The loan experts at our Sandgap, KY check cashing service are skilled and experienced.

Sandgap, KY Payday Loan Service

If you?re in a pinch and need some extra money to tide you over until your next paycheck arrives, our check advance service can help. Depending on which service you choose, we can provide payday loans of up to $1,500. There is generally no credit check required; we just need proof of income and employment, an ID, and a working phone number.

So, if your car suddenly breaks down and you can?t get to work otherwise, our check cashing and cash advance services in Sandgap, KY are here to help. We?ll get the bill paid for repairs, and you can keep on working.

How Much Will I Pay for a Payday Loan?

The limits on the service fees for payday loans are based on the amount of the loan. The payday lender may charge up to 15% on the first $100, 14% on the second $100, 13% on the third $100, 12% on the fourth $100, and 11% on the fifth and sixth $100.

Payday loans in Sandgap, KY can be very expensive. For example, a customer who borrows $100 will be charged up to $15 for a two-week loan (the payday lender may provide for a shorter or longer period, with a maximum period of 31 days). In other words, the customer writes a check for $115 and receives an immediate $100 in cash.

Because the payday loan is short term, the service fee translates into a triple-digit annual percentage rate (APR). While the actual cost of this two-week loan is $15, the annual percentage
rate of that $15 is 391 percent. The Sandgap, KY payday lender may charge an additional database verification fee of 45 cents per transaction.

Consequently, although getting a cash advance is a great way of obtaining money quickly when you really need it, it can also be expensive. Interest rates can be quite high, reaching 250 percent over a year. Thus, cash advances really only make sense if you plan on paying us back. Be careful not to abuse the borrowing process, or you could get into more debt than you can handle.

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